The Credit Guru

The Credit GuruThe Credit GuruThe Credit Guru

The Credit Guru

The Credit GuruThe Credit GuruThe Credit Guru

Get a handle on credit debt!

Explore Our Most Advanced Credit Repair Process Yet!

Explore Our Most Advanced Credit Repair Process Yet!Explore Our Most Advanced Credit Repair Process Yet!Explore Our Most Advanced Credit Repair Process Yet!
Shop Now

Get a handle on credit debt!

Explore Our Most Advanced Credit Repair Process Yet!

Explore Our Most Advanced Credit Repair Process Yet!Explore Our Most Advanced Credit Repair Process Yet!Explore Our Most Advanced Credit Repair Process Yet!
Shop Now

Learn to Save Utilize our resources to help you save more and pay down debts faster.

 

Challenge Creditors

Explore the power of simpler of our dispute letters as we challenge charge-offs, late payments and more... 

New Credit Once your credit has been repaired, we will assist you with obtaining new credit to r-establish your profile.

 

 Inquiry Removal

We focus on placing an emphasis on removing those pesky inquiries that are plaguing your reports without you having to wait two years for them to fall off 

Why This Credit Repair Is a Game Changer

 

  • Removal of late payments
  • Removal of charge-offs
  • Removal of Foreclosure
  • Removal of Repossessions
  • Removal of Child Support
  • Removal of collections

If your credit score starts with a 4, 5, or 6, I’m telling you right now stop playing.

Late payments, collections, charge-offs, inquiries… that stuff is destroying your financial freedom.

Frequently Asked Questions

 Becoming an authorized user on someone else’s credit cards can help to increase your score. THEY MUST HAVE GOOD OR EXCELLENT credit to bring you up. Also, once you remove your negative accounts, apply for a shopping card at a store, such as Target, or apply for another credit card. PAY ON TIME and NEVER CARRY A BALANCE. ALWAYS PAY IN FULL AT THE END OF THE MONTH. 



The Credit Bureaus have 30 days from when they receive your letters to postmark a response to you. So, if you send your letters out and they get them on Jan 1st, they have until Jan 31st to mail you a letter. Therefore, it may take a few extra days sometimes to get a response answer to this item.


Yes, you can definitely dispute student loans with the credit bureaus. They are sometimes very hard to remove, but keep fighting and you will figure it out.


 Yes it can. You want to wait until the dispute is finished (the 30 days), and then you can dispute with the letters that we provide. Make sure only one person or company is handling the disputes.


Credit Building Accounts

KIKOFFAVA RENT REPORTERSSELF INCCREDIT STRONGBOOMPAYSecure CREDIT CARDS

Credit Restoration Plans

PLEASE BEFORE PAYING SIGN UP FOR IDENTITY IQ OR EXPERIAN
CREDIT MONITOR SITE ( IDENTITY IQ)EXPERIAN$750 ELITE CREDIT REPAIR (NEGITIVE ACCOUNTS & INQUIRES)$500 Basic Credit Repair (ONLY NEGITIVES)

Contact Us

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We love our customers, so feel free to visit during normal business hours.

Message us on WhatsApp

619-439-3170 ELLIS WHITE

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